The Office of Housing and Regulatory Policy (OHRP) is responsible for determining Federal Housing Finance Agency (FHFA) policies involving Fannie Mae and Freddie Mac’s single family businesses and is the agency’s focal point for the analysis and development of single family mission-related policy. Under Maria Fernandez’s leadership, OHRP has helped initiate several industry changing endeavors, including the Uniform Mortgage Data Program, HARP and its successor high-LTV refi program, Servicing Alignment Initiative, and several others. Her team has focused on aligning the GSE’s single family COVID policies in response to the pandemic.